manufactured homes prices ,clayton mobile homes ,manufactured housing
Property prices, one residential property, will increase. Because the land is increasingly limited, while the population in our country increasingly. No wonder if everyone seemed to scramble to get home as a place to live. Various ways were taken, including by installments. In the meantime, you can check out manufactured homes if you’re interested in a house that can be settled quickly.
However, installing a home does not mean to make your salary so just passing through. Consider the strategy for your savings is not depleting.
The total amount of the total debt installment should not exceed 30% of your income. This is to prevent any disruption to operational costs (meals, transportation, utility bills, credit and other charges).
Odd, right, if the salary runs out for mortgage repayments, while you have to owe to pay for daily needs.
Do not be tempted immediately when you see the ad housing. Remember, the bank only helps 70% of the price of his house, while you have to collect DP.
Prepare funds for DP house plus notary fees and taxes by saving for 1-3 years earlier.
In order to quickly accumulate, use bonuses, THR, money side job results, and your dividends for these savings.
Sacrifice your desire first to have a new vehicle, an expensive branded item, or a habit of hanging out at a favorite cafe.
All funds are better collected to help the DP accumulate. If calculated, the budget you spend to eat in a cool restaurant and spending for a year is probably enough to raise the DP house fund.
If your monthly income is insufficient and you can hardly live with the remaining salary after deducting the installment, you should lighten the amount of the installment by extending the credit period. For example, from 10 years to 15 years.
When you buy a second home, try to negotiate with the previous owner about the waivers of DP payments.
For example, you request a DP payment in installments within a certain period and without interest.